Church Insurance Man:

Best Insurance Company for Churches and Nonprofits

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The votes have been counted and the results are in!

Church Insurance Man is a 2021 Best of Georgia ® winner

in Georgia Business Journal’s annual readers’ poll.

COVID-19 Update:

We are hearing daily from church leaders across the entire state of Georgia who are concerned about their ministry budgets right now. We are open and available to meet with you over the phone, by email, or through video conference. Serving and protecting ministry is our passion. We have been saving churches and non-profits hundreds and even thousands of dollars on their annual insurance costs this year. We would love to help your ministry. Contact us today!

DID YOU KNOW?

You don’t have to wait until your insurance renews in order to make a change. In fact, you can switch your insurance anytime you have a payment coming due.

Welcome!

Church and Non-Profit Insurance in Georgia at an Affordable Price

Gibbs and Associates is a faith-based company specializing in church insurance across the state of Georgia, including Macon, Columbus, Gainesville, and Gwinnett. Our insurance company offers proven expertise and value-added services specific to the church community. As an independent agency, we partner with top-rated companies to bring you the best product at the best price. We are passionate about ministry and those who minister. Our process is fast and straightforward. We might very well save your ministry hundreds or even thousands of dollars! Call us today for more information.

Types of Insurance for Churches

There are a variety of types of church insurance we provide our clients to protect their finances, personnel, and property in the event of unforeseen circumstances and emergencies. Churches have become increasingly susceptible to lawsuits, and protecting both the workers and church itself is crucial for any denomination.

Whether you need insurance to protect your property, employees, or vehicles, our team can deliver the coverage you need to protect your church, synagogue, mosque, or other places of worship. Learn more about our church insurance coverage plans below.

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Church Packages

Insurance for churches covers a variety of essential coverage for any religious organizations and places of worship. Churches face many risks, including fires, theft, sexual misconduct, slips and falls, and natural disasters.

Without general liability protection, property liability coverage, and other insurance protection, one unforeseen event can burden your organization with medical expenses, lawsuits, and other expensive consequences. Browse our church packages below to see how we can protect your organization.

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Business Automobile Insurance

Religious organizations depend on their vehicles to haul equipment, transport members, and host events. Whether your organization has buses, vans, or regular sedans, we provide comprehensive commercial auto insurance for churches across Georgia. Contact us for an accurate quote and protect the vehicles that help keep your place of worship thriving.

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Workers’ Compensation Insurance

Workers’ compensation insurance is required for churches in Georgia. It provides compensation and medical care for employees injured on the job and alleviates liability on the religious institution. Avoid hefty fines, possible catastrophes, and receive workers’ compensation insurance coverage for your organization.

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Excess Liability (Umbrella) Coverage

Umbrella coverage is a low-cost way to add extra liability coverage that oversees claims that may be larger than what your general insurance covers. Protect your workers, institution, and avoid a devasting financial hit from lawsuits, medical expenses, and property liability with excess liability coverage.

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Why Choose Us?

Trust the Experts

Most insurance agencies are generalists. You can walk into your local supercenter to buy shoes, but they won't measure your feet as the shoe store will. Many insurance agencies could sell your ministry a commercial insurance policy, but at Gibbs & Associates, we've built our business around meeting the unique needs of churches and non-profit ministries.

As church insurance specialists, we monitor our competitors and continue to see church insurance rates increasing at an alarming rate. We understand the importance of good stewardship of your ministry's resources. We welcome the opportunity to offer you a free, no-obligation proposal. Trust the Experts. Contact "The Church Insurance Man" today.

Steve Gibbs

President

Erika Gibbs

Office Manager

Skip Gibbs

Independent Agent

Testimonials

We serve ministries, places of worship, temples, catholic churches, and other religious organizations across Georgia. Hear from some of our satisfied clients on their experience working with us and how they were protected when they needed it most.

What Our Happy Clients Have to Say

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Preventing Theft Is Paramount

The main idea with higher deductibles is that it incentivizes you to take the proper actions to minimize the potential harm that may come to your property. As such, higher deductibles help you think about ways to sustainably prevent negative situations from forming and occurring within your property. That is why organizational leaders should take great care to implement proper security protocols. Your place of worship or care must comprehensively plan for crime and other property damage instances and minimize them from taking place.

Watch the entrances. The first and simple step is to minimize the entry points into your church or other facilities. You want to make sure that there are just a few places to enter and exit to minimize hassles on your end.
Document those who come and go. It is best to understand who is coming and going within your church or other facilities. The more information you have, the better it is for you in adverse situations.
Have trusted volunteers who roam the facility during large gatherings. You want to make sure that you have a cohort of trustworthy who hover around different key areas during large gatherings and celebrations to enforce security standards in a relaxed manner.
Minimize cash concentration on-premises. There's a saying that you should not tempt fate. That is a genuine possibility if you keep a concentrated portion of cash within your facility. Those who seek to conduct an extraction operation will have more incentives to perform a heist on your property.
Provide regular access to trustworthy people. Everyone shouldn't have regular entrance access. Keep your life simple by providing limited access during off-hours.

These principles and tips will help you to minimize issues taking place on your property.

Common Church Theft and Vandalism Risks

Experts note that over 50% of churches have seen at least one instance of vandalism within their midst. These vandalism acts can include broken windows, graffiti, spray paint, broken eggs, and even just general littering in copious amounts on the property's grounds.

They might also include broken doors and the destruction of items such as gutters.

A few church leaders and other organizational leaders note that they may not always see substantial damage to their property. But they see a decrease in their property's general appeal and aesthetic in many of these cases. It is an issue because it can affect those who frequent the place and call it home and disturb the morale of those who toil at the church.

Minor issues can increase expenses over time if they happen frequently.

Next, it affects the general feeling of the people who go to the church or nonprofit facility. They feel as if it is not as secure as they thought it was and may turn them away.

Vandals usually tend to be those who fall into a younger demographic who conduct these activities during times of inactivity. They may be misguided souls who can find redemption, but their damage in the short run can cause genuine harm.

Creating A Secure Environment For Parishioners

Many people view the church as a safe space. From children to the elderly, they see their church as a place of tranquility, solace, and peace. You want to make sure that you preserve that image of your church and create an exciting environment for all those who seek to come and visit your church and spend time with other spiritual individuals.

Always do your best to emphasize security, warmth, and a comfortable environment for people to gather, worship, and learn more about the answers to their most pressing needs and concerns.

But the fact is that we are all humans, and issues do take place. That is why many churches will take on the responsibility of implementing general liability insurance to ensure safety and maximize liability minimization.

General Liability Coverage for Churches

There are instances when people stop by your church and may experience an injury due to a fall. The church member may experience back problems and have severe damage. Such a situation may render them weak and unable to work for a period resulting in a loss of earnings. Further, they may have to take on the burden of hospital expenses and other costs from your church's fall.

You must prepare for a situation where it could be your fault and where the church member decides to pursue damages against you for their fall. If they seek to go that route, you must have the ability to protect yourself by having general liability insurance available to you.

Remember that general liability insurance is there for you when you need it and can save you a great deal of stress and hassle.

Preventing Liability Risks in Churches

The best action is preventative and not reactive. Do your best to implement standards and protocols that minimize the potential situation that risks present to your church.

For instance, if you are cleaning the church, make sure to have signs that state you are cleaning. As such, you are indicating that cleaning is happening, and floors may be wet.

Further, you want to make sure that you have signs present around the facility that show people to be careful in a specific situation. Classic safety measures such as smoke detectors and safety systems, in general, will be crucial and necessary as well.

In addition, more nonprofit organizations are optimizing their buildings to make it accessible for disabled peoples. More organizations also endeavor to check their places frequently and make sure everything is up to par while also keeping emergency supplies like first aid kits on their premises.

There is quite a bit you can do to take a preventive strategy within your organization and minimize your potential liabilities. If you require further assistance with your insurance policies and would like to have more information about the steps you can take to improve your overall situation, reach out to us. We will be pleased to find the best solution for your needs and provide the insurance services that your church requires.

Insurance Packages for Churches In Georgia

Make sure that your church is protected. Learn more about our insurance services for churches in Georgia , including umbrella liability , business automotive, and church packages to protect your organization. Contact us today to chat about how we can help your church obtain great coverage to safeguard your ministry.

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Contact Us

Address

PO Box 329 Jersey, GA 30018

Phone

(470) 375-8274

service@churchinsuranceman.com

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